Question 1

Can I get approved today?

Accepted Answer

If you submit your information today, you will receive an immediate response. If a lender makes a loan offer, your funds could be in your account in as little as 24 hours. Money transfer times may vary between lenders and may depend on the individual financial institution.

Question 2

When will my funds be available?

Accepted Answer

Some lenders can fund loans in as little as 24 hours. After you submit your information, a lender may make you a loan offer. If an offer is made, you'll be transferred to their website where you can review their terms and repayment schedule.

Question 3

What is the interest rate and when do I need to pay back the loan?

Accepted Answer

It depends on the lender. Once you submit your information, lenders may choose to make you an offer. You'll then be transferred to their website where you can review the specific terms and repayment schedule.

Question 4

I don't have a bank account. Can I still get a loan?

Accepted Answer

No, you need a bank account to get a loan.

Question 5

How will I know if I am approved?

Accepted Answer

After you submit your information, lenders in our network will review your information and may make you a loan offer. If an offer is made, you'll be taken to an electronic signature page to complete the process.

Question 6

What is the difference between an unsecured and secured loan?

Accepted Answer

A Secured Loan is backed by a borrower's assets which could be home equity, a car with a clear title or some other physical collateral. Secured loans are often available to consumers who have negative credit history or no credit history at all. Unsecured loans do not require assets to be guaranteed. In an unsecured loan, the applicant is still guaranteeing the lender that they'll repay their loan, but the lender is not demanding that assets be turned over in the event of a default. Typically, unsecured loans are only available to borrowers with some credit history.

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Small loans for poor credit, from $250-$5,000

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